internal credit risk rating

基本解释

This paper proposes multiple internal credit risk rating system which refers to commercial bank credit risk.
本文提出了信贷风险的内部信用评价指标体系。
The multiple internal credit risk rating system and multiple factors that affect rating objects are collected and classified.
此评价体系采用多元评级对象，并向下分解为几个层次的影响因素。
Especially, with the advent of Basel II, Western banks are seeking for new approaches to build or develop their own Internal Credit Risk Rating systems.
特别是新巴塞尔资本协议的出台，促使发达国家的商业银行纷纷着手开发或是发展自身的内部信用风险评估体系。

The suggested revision adds two ideas to the same basic regime: in deciding how much capital is needed, make greater use of, first, credit-rating agencies' measures of risk and, second, banks' internal risk-management models.
ECONOMIST: Economics focus